Project your retirement savings balance and estimated monthly income based on current savings, monthly contributions, years until retirement, and expected return rate.
The 4% rule suggests you can withdraw 4% of your portfolio annually in retirement without running out of money over a 30-year horizon (based on Trinity Study data). That equals portfolio ÷ 300 per month.
| Age | Suggested Savings (multiple of salary) |
|---|---|
| 30 | 1× annual salary |
| 40 | 3× annual salary |
| 50 | 6× annual salary |
| 60 | 8× annual salary |
| 67 (retirement) | 10× annual salary |